Please read these Terms and Conditions carefully before using the One Debt Solution website or submitting any information through our forms. By accessing or using our website, you agree to be bound by these Terms.
Last updated: August 07, 2026One Debt Solution ("Company," "we," "us," "our") operates the website located at onedebtsolution.com. We are a debt relief referral and marketing services company headquartered at 5900 Balcones Drive STE 100, Austin, Texas, 78731, USA.
Important: One Debt Solution is not a law firm, lender, bank, creditor, debt collector, credit repair organization, or licensed financial advisor. We do not provide legal, tax, financial, or credit repair advice. We do not directly provide debt settlement, debt consolidation, or debt management services. Our role is to connect individuals seeking debt relief with third-party providers and partners who may be able to assist them.
Nothing in these Terms or on our website should be construed as the creation of an attorney-client relationship, financial advisor relationship, or any other professional advisory relationship between you and One Debt Solution.
By accessing our website, submitting a form, calling us, or otherwise using our services, you confirm that:
These Terms apply to all visitors, users, and anyone who accesses or uses our website, regardless of whether they submit a form or engage with a partner provider.
One Debt Solution operates as a free online platform that connects individuals experiencing financial hardship with third-party debt relief providers including debt consolidators, debt settlement companies, credit counseling services, and other financial service providers. We provide the information you submit to these providers.
When you submit a form on our website, we process your information and provide it to one or more providers in our network who may be able to offer you debt relief services. Your information may be provided to more than one provider from a single submission. The specific providers who receive your information will depend on your financial situation, the type of debt you carry, your state of residence, and the providers active in our network at the time of your inquiry.
Our service is designed to help you explore your options; it is not a commitment to any specific outcome or service. You are never obligated to proceed with any provider we provide your information to.
Depending on your situation, we may connect you with providers offering:
The availability of each service type depends on your location, financial profile, and partner availability.
One Debt Solution does not charge anything to users of our website or matching service. Our platform is provided to you at no direct cost.
We encourage you to compare all options available to you and make decisions based on your own independent assessment of what is best for your financial situation. See our Advertising Disclosure for more information on how we are compensated.
Any fees charged by third-party providers you are connected with are separate from One Debt Solution's service and are governed entirely by your agreement with those providers. Always review and understand any fee structure before enrolling in any third-party program.
To use our website and services, you must:
Our services are not available in all states. Debt relief options and the availability of partner providers vary by state. We will inform you during the matching process if our services are unavailable in your state.
By using our website and services, you agree to:
We reserve the right to refuse service to anyone who violates these responsibilities or who we reasonably believe is using our service for fraudulent or harmful purposes.
One Debt Solution does not guarantee any specific outcome, debt reduction amount, savings amount, or resolution timeframe. The results you may achieve through debt relief programs depend on many factors entirely outside of our control, including but not limited to:
We do not guarantee that: you will be matched with a provider; any provider will be able to reduce or settle your debt; you will save any specific amount or percentage; or you will become debt-free within any specific timeframe.
Debt relief programs may have a temporary negative impact on your credit score. Forgiven debt may be considered taxable income under federal and state tax laws. We strongly encourage you to consult with a qualified tax professional or financial advisor before enrolling in any debt relief program.
By submitting a form on our website, you expressly consent to be contacted by One Debt Solution and by the third-party providers and marketing partners in our network, using the contact information you provide, including your name, email address, phone number, and mailing address.
This contact may include telephone calls (including calls made using automated dialing systems or prerecorded messages), text messages (SMS), including automated text messages, and email communications.
You understand that your consent to receive automated or prerecorded calls and text messages is not a condition of purchasing any goods or services. Standard message and data rates may apply to SMS communications.
To opt out: You may opt out of SMS communications at any time by replying STOP to any text message. You may opt out of email communications by clicking the unsubscribe link in any email. To opt out of phone contact, notify us directly at partners@onedebtsolution.com.
All calls with One Debt Solution may be recorded or monitored for quality assurance and training purposes.
All content on our website including but not limited to text, graphics, logos, icons, images, audio clips, and software is the property of One Debt Solution or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.
You may view, download, and print content from our website solely for your personal, non-commercial use. You may not:
Our website may allow users to submit reviews, testimonials, comments, or other user-generated content. By submitting content, you grant One Debt Solution a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, and display such content in any media.
You represent and warrant that you own or have the necessary rights to the content you submit, and that it does not infringe the rights of any third party. You agree not to submit content that is illegal, defamatory, harassing, discriminatory, fraudulent, or that violates any applicable law.
To the fullest extent permitted by applicable law, One Debt Solution, its officers, directors, employees, agents, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or services, including but not limited to loss of revenue, data, goodwill, or business opportunity, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising from or related to these Terms or our services shall not exceed one hundred US dollars ($100).
We are not responsible for the actions, services, representations, or omissions of any third-party provider you are connected with through our platform. Your relationship with any provider is governed solely by the terms you agree to with that provider.
You agree to defend, indemnify, and hold harmless One Debt Solution, its officers, directors, employees, agents, and partners from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your use of our website, your violation of these Terms, or your violation of any rights of a third party.
Our website may contain links to third-party websites, services, and resources. These links are provided for your convenience and informational purposes only. One Debt Solution does not control, endorse, or assume responsibility for the content, privacy practices, or availability of any third-party sites.
Your use of third-party websites is entirely at your own risk and subject to the terms and privacy policies of those sites. We encourage you to review the terms and privacy policies of any third-party site before providing them with your personal information or engaging their services.
Our collection, use, and sharing of your personal information is governed by our Privacy Policy. By using our website and services, you consent to our data practices as described in the Privacy Policy. The Privacy Policy is incorporated into these Terms by reference.
We reserve the right to suspend or terminate your access to our website and services at any time, for any reason, without prior notice, including if we believe you have violated these Terms or are using our services fraudulently or in bad faith.
Upon termination, all licenses and rights granted to you under these Terms will immediately cease. Sections that by their nature should survive termination, including Limitation of Liability, Indemnification, Governing Law, and Intellectual Property, shall survive.
These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles.
Any dispute arising from or relating to these Terms or your use of our website shall first be submitted to good-faith informal negotiation. If the dispute cannot be resolved informally within 30 days, it shall be resolved by binding arbitration in accordance with the rules of the American Arbitration Association, conducted in Austin, Texas. You waive any right to participate in a class action lawsuit or class-wide arbitration.
Nothing in this section prevents either party from seeking emergency injunctive or other equitable relief from a court of competent jurisdiction.
We may update these Terms from time to time. When we make material changes, we will update the "Last Updated" date at the top of this page and, where appropriate, notify you by email or prominent notice on our website. Your continued use of our website after any changes constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.
If you have questions about these Terms and Conditions, please contact us:
Email: partners@onedebtsolution.com
Mail: 5900 Balcones Drive STE 100, Austin, Texas, 78731, USA
Website: onedebtsolution.com/contact
DISCLAIMER: One Debt Solution is a debt relief referral and marketing services company. We are not a law firm, lender, bank, creditor, debt collector, or credit repair organization. Nothing on this website constitutes legal, tax, financial, or credit repair advice.