Overview
Our site provides a free, advertiser-supported financial comparison and marketing service. By submitting the form on this site, your information is sent to debt consolidators and third-party debt solution networks that are not debt consolidators to connect you with a debt consolidator. Additionally, we and our network partners may share your contact information with other third-party marketing partners who may offer debt-relief or debt monitoring.
Detailed Version (strongly recommended)
Information Sharing with Debt Consolidators in Our Network
When you submit a form on our site, we process your information to determine which debt consolidators in our network are interested in offering you debt solutions. We share all your information with these debt consolidators, who decide whether and how much to pay us to connect with you. If only one debt consolidator is interested, we connect you with that debt consolidator. If multiple debt consoliidators are interested, our algorithm determines the best match, with the amount the debt consolidator is willing to pay being a significant factor.
We do not control or endorse any specific debt consolidator.
Most users are connected with debt consolidators in our extended network rather than our direct network.
Sharing Information with Non-debt solutions Third-Party debt solution Networks
If no debt consolidators in our network are interested, we share your information with non-debt consolidators third-party debt solution networks (debt solution Networks) to find a willing debt consolidator. These debt consolidator Networks show your information to their debt consolidators to see if any will pay to connect with you. If only one debt consolidator Network has a willing debt consolidator, we connect you with that debt consolidator. If multiple debt solution Networks have willing debt consolidators, our algorithm determines which debt consolidator Network to use, with the payment amount being a key factor.
We use debt consolidator Networks to increase the likelihood of connecting you with a debt consolidator and to make a profit.
Processing of Your Information by debt consolidator Networks’ Service Providers
Our debt consolidator and debt consolidator Networks may use service providers for various tasks, such as verifying your identity or credit history. These service providers may process your data on behalf of the debt consolidator Networks. Sometimes, we receive compensation from these service providers rather than directly from the debt consolidator.
You May Receive Offers for Different Loan Products or Amounts
We may connect you with a debt consolidator offering different loan terms than you requested. If connected, their identity will be disclosed only after you submit our form. They may contact you directly via phone, SMS, or email. We recommend comparing multiple debt consolidators and offers before making a decision.
We May Show Ads for Other Finance-Related Products or Services
After attempting to connect you with a debt consolidator, we may show you ads for other finance-related products or services. We use your form information to select which products to advertise. If you click these ads, we may share your contact information with advertisers, who may contact you. Advertisers are unaware of the other information you provided but may know your loan interest or connection status.
We receive compensation from these advertisers, which affects ad placement. We show these ads because they may benefit you and help us profit.
Continued Marketing of Finance-Related Products or Services
By using our service, you agree to be added to our marketing lists for future advertising. We may send you ads or offers related to debt solutions and other debt-relief related offers via various methods. Third-party advertising service providers conduct this advertising, receiving only necessary contact information. These providers may also use additional service providers, which may require sharing your contact information.
Advertisers compensate us, affecting which products or services we advertise. We advertise these products and services for user benefit and to make a profit.
Important Information About Our Service
Our site does not access all debt consolidators or debt relief solutions. Do not assume any offer you receive through our service is the best available option. Always compare options and make an informed decision based on your unique situation.
[Click here for a list of debt consolidators, third-party debt solution networks, and other third-party marketing partners in our network and extended network.]
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