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See if you qualify for debt relief
You're in charge, and our debt specialists handle the work.
Inform us of your circumstance, and we'll let you know your obligation-free debt relief choices.
Approve your plan, personalized from our suite of products.
Get back to financial stability and living your life within 24-48 months.
Select the current amount you owe for a free, no-obligation consultation.
We've listed answers to the most popular questions here.
One straightforward element, trust, is at the heart of our client relationships. We are aware of how crucial building trust is. And it begins by listening more often than it talks. Being good listeners helps us better understand the objectives and issues of our clients, which helps us create debt reduction strategies that are suited to each client's particular needs.
Beyond our signature Debt Relief solution, our clients have access to a wide network of partners including options for consolidation loans, credit counselling services, bankruptcy referrals, and more. Our team of debt relief experts will review your unique situation and offer solutions based on your situation, your location, and your goals.
The foundation of Debt Relief's defining solution is debt relief. You can instantly reduce your monthly payments to lessen cash flow pressure and concentrate on paying off your debt as quickly and affordably as you can.
Our programme is simple to comprehend. You will deposit a monthly payment into a Dedicated Savings Account in your name and under your management rather than making payments to your creditors. When funds accumulate, we'll get in touch with your creditors to discuss and settle on lower balances. (Since you're no longer paying the creditor, they'll probably think that accepting a smaller payment is preferable than taking the chance of receiving nothing at all.) Afterwards, you'll give us permission to use the money in your Dedicated Savings Account to make the smaller, agreed-upon payments to your creditors. Accounts should be reported back as having a zero balance as they are paid off.
Debt Relief goes way beyond making sure you can afford us – we take the time to review your budget to make sure the solution we suggest will actually help take the pressure off. And, because you can customize your deposit schedule, it’s easier to feel in control throughout the process.
Debt Relief does charge a fee for our service, but all program fees are already included in your Dedicated Savings Account deposit. And, unlike other programs with hardship solutions, our fee is entirely performance-based. We earn nothing for our work until we’ve achieved the results you want, and you feel great about the savings.
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DISCLAIMERS: Programs range from 24-48 months. Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including program fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete the program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. Programs do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. Programs do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Programs are not available in all states, and fees may vary by state. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, programs may be available to recommend a local tax professional and/or bankruptcy attorney. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.
Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt relief companies.
The company and its affiliates are not lenders, creditors, or debt collectors. This is not a loan. Our representatives have helped thousands of consumers throughout their careers